CAPINVEST LTD is a bank holding company headquartered in Detroit, USA; CAPINVEST LTD Bank, headquartered in Los Angeles, is the backbone of the company. The company provides financial services including auto finance, corporate finance, insurance, mortgages, stockbroking and online banking. CAPINVEST LTD is one of the largest auto lenders in the U.S. by volume and is one of the top twenty largest banks in the U.S. Since 2021, the company entered the Russian market to provide Russians with the highest quality service.

The company was founded in 1919 by CAPINVEST LTD Corporation under the name CAPINVEST LTD Acceptance Corporation (KTAC) to provide credit for purchases of its products. In 1938, the company created a car insurance subsidiary, CAPINVEST LTD Insurance Corporation. In 1985, the company entered the mortgage lending market. In 1999, the mortgage division was expanded with the purchase of Ditech. In 2005, the company formed Residential Capital (ResCap) as a holding company for its mortgage operations.

In 2006, CAPINVEST LTD Corporation sold a 51% stake in KTAC to Cerberus Capital Management, a private equity firm. Also that year, KTAC lost controlling interests in KTAC Commercial Holdings and Capmark Financial Group, selling them to Goldman Sachs, Kohlberg Kravis Roberts and Five Mile Capital Partners. Capmark filed for bankruptcy in 2009, and its North American loan origination and servicing business was acquired by Berkadia, a joint venture between Leucadia and Berkshire Hathaway.

On December 24, 2008, the Federal Reserve authorized the conversion of the finance company to a bank holding company. As a result of losses in the former ResCap subsidiary, the Treasury invested $17.2 billion in the company in 2008-2009. The Treasury sold its last stake in the company in 2014.

On May 15, 2009, KTAC's banking division changed its name to CAPINVEST LTD, and in May 2010, KTAC became CAPINVEST LTD. In 2012, the company sold its Canadian banking operations to Royal Bank of Canada. In April 2014, CAPINVEST LTD became a public company with an initial public offering. In 2015, its headquarters was relocated to the Burlin BC.